FinanceNews7 is an independent information website about personal loans and borrowing in Europe. We currently cover Germany, Denmark, the Netherlands, Estonia and Latvia, each in the local language and based on the rules that apply in that country.
What we do
We help people understand a loan before they sign it. On every country page you will find:
- Calculators for the monthly instalment, the total cost of a loan and the effective annual interest rate, as well as a household budget calculator that shows how much borrowing fits your income.
- A five-step check that gives you an overview of instalments, your budget and the loan types that suit your purpose. It runs entirely in your browser. We do not ask for your name, phone number or e-mail address, and your answers are not sent to us.
- Guides to the most common loan types in each country, the local credit register, consumer rights and the warning signs of dubious offers.
What we do not do
FinanceNews7 is not a lender, not a credit broker and not a financial adviser. We do not accept loan applications, we do not pass your data to banks or brokers, and we do not receive commission for loans. Whether you get a loan and on what terms is always decided by the lender.
How our content is made
Loans are a subject where wrong information can cost people real money, so accuracy comes first. Every guide is written specifically for the country it covers and is based on primary sources wherever possible: the text of the law, central banks and financial supervisors, credit bureaus and consumer protection organisations. Interest rates, legal limits and deadlines are checked against these sources and dated in the text. When rules change, we update the affected pages and show the date of the last update at the top of each article.
Our calculators use standard formulas (annuity repayment and the effective annual interest rate as an internal rate of return). The results are examples and do not replace the binding offer of a lender.
If you find an error, please tell us at info@financenews7.com. We correct confirmed errors promptly.
How the site is funded
FinanceNews7 is free to use and is financed by advertising, mainly through Google AdSense. Ads are clearly labelled as such and are kept separate from our content. Advertisers have no influence on what we write, and we do not publish paid articles.
Operator and contact
FinanceNews7 is operated by Finance News 7. You can reach us by e-mail at info@financenews7.com. More ways to get in touch are on our contact page.